Financing Options in Phoenix and East Valley
At Wolfgangs Cooling, Heating & Plumbing, we believe our customers deserve the best. Our plumbers and HVAC technicians are hand-picked and expertly trained to deliver fast, accurate service with minimal disruption, so your experience stays smooth from start to finish.
When heating, cooling, or plumbing work is needed, financing helps make it easier to move forward with the right solution. without cutting corners or delaying service. That’s why Wolfgangs offers financing options with approved credit.
Financing Built Around Quality Service
Quality work starts with the right plan. Financing allows you to focus on comfort, reliability, and performance while spreading costs into manageable payments.
By applying through our trusted third-party financing partner, Upgrade, you can review available options and complete your application online quickly and securely.
Financing may be used for a wide range of Wolfgangs services, including:
- Air conditioning repairs, replacements, and maintenance
- Furnace and heating system services
- Plumbing repairs, replacements, and upgrades
All financing is subject to credit approval. Available terms may vary.
At Wolfgangs, our goal is to make every part of your service experience hassle-free. To get started, apply directly through Upgrade using the link below.
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Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.








